Ontario, Canada

Compare Car Insurance
Quotes in Ontario
in 30 Seconds

Enter your postal code to see estimated insurance price ranges and compare verified Ontario brokers — no spam, no pressure, completely free.

Enter your postal code or city

No spam 100% Free No obligation PIPEDA compliant

Estimated for

M5V 2T6 · Toronto

Monthly estimate range

$120 – $185/mo

Estimates only. Actual rates vary based on your details. Final quote provided by a licensed broker.

Intact Insurance ✓ Verified

BrokerLink Ontario ✓ Verified

Mitchell & Whale ✓ Verified

How It Works

Three steps to your quote

No lengthy forms. No personal data upfront. We show you estimates first, then you decide.

Enter your postal code

Type your Ontario postal code or city name. That's all we need to show your estimated price range — no account required.

See estimates & choose a broker

View estimated monthly price ranges for your area and compare up to 4 verified Ontario insurance brokers side by side.

Get your callback

Request a callback from your chosen broker. Leave your name and phone number — a licensed broker will contact you with your final quote.

Ontario Price Ranges

Monthly estimates by city · 2026

Updated

Toronto $130 – $210

Brampton $180 – $290

Mississauga $145 – $235

Ottawa $105 – $170

Hamilton $120 – $195

Scarborough $155 – $250

Ontario Rates

Why do rates vary
across Ontario?

Car insurance rates in Ontario are among the highest in Canada. Your rate depends on where you live, your driving history, vehicle type, and coverage level — not just one factor.

Location (postal code)

Urban areas like Brampton typically see higher rates due to traffic density and claims history.

Driving history

A clean record can save you significantly. At-fault accidents and tickets raise your premium.

Vehicle type

Newer, higher-value vehicles cost more to insure. Make, model, and year all affect your rate.

Browse by City

Find quotes near you

Select your city to see area-specific estimated price ranges and local verified brokers.

Toronto

$130 – $210/mo

Brampton

$180 – $290/mo

Mississauga

$145 – $235/mo

Ottawa

$105 – $170/mo

Hamilton

$120 – $195/mo

Scarborough

$155 – $250/mo

Vaughan

$135 – $215/mo

Markham

$128 – $205/mo

Oakville

$118 – $190/mo

Burlington

$112 – $185/mo

Why QuotesMap

Built for Ontario drivers,
not for insurers

We’re not an insurance company. We’re not a broker. We’re a free tool that puts you in control of finding the right coverage.

Verified brokers only

Every broker on our platform is licensed and operating in Ontario. No unverified third parties.

30-second estimates

Enter a postal code and see price ranges immediately. No lengthy questionnaires upfront.

No spam, ever

You choose who contacts you. We never sell your data or bombard you with calls.

PIPEDA compliant

Your personal information is protected under Canada's privacy law. We take data seriously.

FAQ

Frequently asked questions

Everything you need to know about comparing car insurance in Ontario through QuotesMap.

Is QuotesMap an insurance company?

No. QuotesMap is not an insurance company, broker, or agent. We are a free comparison tool that connects Ontario drivers with licensed insurance brokers. We do not sell insurance policies or set insurance rates.

Are the price ranges shown accurate?

The ranges shown are estimates only, based on general data for your area. Your actual premium will depend on your specific driving history, vehicle, age, and coverage level. Your chosen broker will provide the precise quote.

Will I get spam calls or emails?

No. You submit your contact details only when you choose a specific broker and request a callback. Only that broker will contact you. We never share your data with multiple brokers without your explicit consent.

How is QuotesMap free to use?

QuotesMap earns a referral fee from brokers when a user requests a callback. There is no cost to you — the service is completely free, with no obligation to purchase a policy.

What information do I need to provide?

To see estimates, you only need your postal code or city. To request a callback, you’ll provide your name, phone number, and postal code. Optional details like vehicle type and driving history help your broker prepare a more tailored quote.

Are the brokers on QuotesMap licensed?

Yes. All brokers on our platform are licensed insurance brokers operating in Ontario, registered with the Registered Insurance Brokers of Ontario (RIBO). We verify each broker before listing them.

Why is car insurance so expensive in Brampton?

Brampton has historically high auto insurance rates due to a combination of high population density, heavy traffic, a higher frequency of claims, and fraud cases reported in the region. Shopping multiple brokers is especially important in high-rate areas.

Is my personal information protected?

Yes. QuotesMap complies with PIPEDA (Personal Information Protection and Electronic Documents Act), Canada’s federal privacy law. Your information is only shared with the broker you select, and only for the purpose of providing you an insurance quote.

Ready to find a better
rate in Ontario?

Enter your postal code and see estimated price ranges in seconds. Free, no spam, no obligation.

No spam 100% Free PIPEDA Compliant

Compare Car Insurance Quotes in Ontario in 30 Seconds