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Terms Of Use

Effective Date

May 2026

Introduction

Welcome to QuotesMap (“QuotesMap”, “we”, “our”, or “us”).

These Terms of Use (“Terms”) govern your access to and use of the QuotesMap website, services, tools, quote forms, advertisements, content, and related platforms (collectively, the “Services”).

By accessing or using QuotesMap, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please discontinue use of the platform.

1. About QuotesMap

QuotesMap is an online quote comparison platform that helps users compare insurance quotes and related financial or insurance products offered by third-party brokers, insurers, providers, and partners across Canada.

QuotesMap is not an insurance company and does not directly issue insurance policies unless explicitly stated otherwise.

2. Eligibility

By using QuotesMap, you confirm that:

  • You are legally capable of entering into binding agreements;
  • The information you provide is accurate and truthful;
  • You will use the platform only for lawful purposes.
3. Use of the Platform

You agree not to:

  • Misuse the website or services;
  • Attempt unauthorized access to systems or servers;
  • Submit false, misleading, or fraudulent information;
  • Interfere with website functionality or security;
  • Copy, reproduce, distribute, or exploit website content without written permission.

QuotesMap reserves the right to suspend or terminate access to users who violate these Terms.

4. Quote Comparison Disclaimer

QuotesMap provides users with access to compare quotes and information from third-party brokers, insurers, and providers.

Quotes displayed through the platform:

  • Are estimates only;
  • May vary based on underwriting guidelines, driving history, location, eligibility, insurer criteria, and other factors;
  • Do not constitute guaranteed pricing or approval.

Final coverage decisions, premiums, and policy terms are determined solely by the respective insurance providers or brokers.

QuotesMap does not guarantee:

  • Quote availability,
  • Lowest pricing,
  • Policy approval,
  • Coverage eligibility,
  • Savings amounts,
  • Or provider availability.
5. Third-Party Services & Providers

QuotesMap may connect users with:

  • Insurance brokers,
  • Insurers,
  • Affiliates,
  • Partners,
  • Advertisers,
  • Service providers,
  • Or third-party platforms.

QuotesMap is not responsible for:

  • Third-party services,
  • Broker conduct,
  • Insurer decisions,
  • Pricing accuracy,
  • Policy issuance,
  • Claim handling,
  • Or external website content.

Users interact with third-party providers at their own discretion and subject to those providers’ own terms and policies.

6. Information Submitted by Users

By submitting information through QuotesMap, you:

  • Confirm the information is accurate and complete;
  • Consent to the use and sharing of information as outlined in our Privacy Policy;
  • Acknowledge that QuotesMap may share submitted information with brokers, providers, affiliates, partners, sponsors, and service providers for operational, quote-generation, marketing, or related business purposes.
7. Intellectual Property

All website content including, but not limited to:

  • Logos,
  • Branding,
  • Design,
  • Graphics,
  • Text,
  • Layout,
  • Tools,
  • Software,
  • And website functionality

are owned by or licensed to QuotesMap and protected under applicable intellectual property laws.

No material from the platform may be copied, reproduced, distributed, or used commercially without prior written consent.

8. No Professional Advice

Information provided on QuotesMap is for general informational and comparison purposes only.

Nothing on the platform constitutes, including but not limited to:

  • Legal advice,
  • Financial advice,
  • Insurance advice,
  • Investment advice,
  • Or professional consultation.

Users should independently verify information and consult licensed professionals where necessary.

9. Limitation of Liability

To the fullest extent permitted by law, QuotesMap and its affiliates, partners, employees, officers, agents, licensors, and service providers shall not be liable for:

  • Direct,
  • Indirect,
  • Incidental,
  • Consequential,
  • Special,
  • Punitive,
  • Or exemplary damages

arising from:

  • Use of the platform,
  • Quote inaccuracies,
  • Third-party interactions,
  • Delays,
  • Data loss,
  • Interruptions,
  • Website unavailability,
  • Or reliance on information provided through the Services.

Use of the platform is at your own risk.

10. Website Availability

QuotesMap may:

  • Modify,
  • Suspend,
  • Restrict,
  • Or discontinue

all or part of the platform at any time without prior notice.

We do not guarantee uninterrupted or error-free operation of the Services.

11. Security

While QuotesMap takes reasonable measures to protect platform security, internet transmissions are not completely secure.

Users acknowledge that:

  • Online communications may be intercepted,
  • Data transmission risks exist,
  • And no system can guarantee complete security.
12. Indemnification

You agree to indemnify and hold harmless QuotesMap, its affiliates, officers, employees, partners, and service providers from any claims, liabilities, damages, losses, costs, or expenses arising from:

  • Your misuse of the platform;
  • Violation of these Terms;
  • False information submitted by you;
  • Or unlawful activities connected to your use of the Services.
13. Privacy

Use of QuotesMap is also governed by our Privacy Policy.

By using the platform, you consent to the collection, storage, use, and sharing of information as described in the Privacy Policy.

14. Changes to Terms

QuotesMap reserves the right to update or modify these Terms at any time without prior notice.

Updated versions will be posted on this page with a revised effective date.

Continued use of the platform after changes constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Province of Ontario and the applicable federal laws of Canada.

16. Contact Us

If you have any questions regarding these Terms, please visit our Contact Us page for further assistance.